Products
Everything you need to buy, protect and plan.
Whatever stage you’re at, there’s a Smooth adviser for it. Explore our mortgage, protection and estate-planning services below — or just call us and we’ll point you the right way.
Mortgages
Every type of mortgage, one adviser
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First-Time Buyer
Low-deposit deals and schemes to get you on the ladder.
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Moving Home
Port, switch or borrow more for your next place.
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Remortgage
Switch deals and stop overpaying when your rate ends.
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Buy-to-Let
Finance for landlords — individuals and limited companies.
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Second Charge Lending
Borrow against your equity without touching your main deal.
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Later Life Mortgages
Retirement interest-only, lifetime mortgages and equity release.
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Mortgage Schemes
Shared Ownership, Right to Buy and family-assisted options.
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Free initial advice, whole-of-market choice, and a team that stays with you long after completion.