Government schemes, decoded.
Schemes can make buying possible with a smaller deposit or income — but the rules can be confusing. We’ll tell you which you qualify for and arrange the mortgage to match.
The right scheme for your situation
From Shared Ownership to Right to Buy and regional schemes, there are several ways to get onto the ladder sooner. Not every lender supports every scheme — we know which do.
- Shared Ownership — buy a share and pay rent on the rest
- Right to Buy for eligible council and housing-association tenants
- Regional and key-worker schemes where available
- Guarantor and family-assisted options
Your home may be repossessed if you do not keep up repayments on your mortgage. A mortgage is a loan secured against your home.
What’s included
Shared Ownership
Buy 25–75% now and staircase up over time.
Right to Buy
Specialist lenders for eligible tenants buying their home.
Family assistance
Guarantor and deposit-boost mortgages using family support.
Regional schemes
We’ll check what’s available where you’re buying.
Three simple steps, and we stay with you after.
Talk to an adviser
A free, no-pressure chat — by phone, video or in person — to understand your goals.
We compare the market
We search 90+ lenders and hand you a clear, jargon-free recommendation.
Complete & stay covered
We handle the paperwork and check in before every renewal — for good.
Get a Decision in Principle — and offer with confidence.
A Decision in Principle shows estate agents and sellers you’re a serious, credit-checked buyer, and tells you exactly what you can spend before you start viewing. We can arrange one quickly, usually with a soft check that won’t affect your credit score.
Common questions
What is Shared Ownership?
Who can use Right to Buy?
Can my family help me buy?
Ready to make it smooth?
Free initial advice, whole-of-market choice, and a team that stays with you long after completion.