Tools

Mortgage repayment calculator.

Get a quick, illustrative idea of what your monthly payments could look like. Adjust the sliders to match your situation — then talk to an adviser for a proper, whole-of-market recommendation.

Calculators

Plan your numbers in seconds.

Property value£280,000
Deposit£42,000
Rate4.21%
Term30 yrs
Per month£1,166
Loan £238,000
Interest £181,652
85% LTV · Total repayable £419,652
£
£
£
£
Could borrow up to£191,700
Property up to £231,700
£939
Up to 4.5× income · 83% LTV · est. £939/mo
£
Current monthly
£1,430
New monthly
£1,163
Estimated monthly saving
£267
£3,204 per year
These are estimates — get a real, whole-of-market figure from an adviser.Get free advice →

Illustrative only and not a mortgage offer or a guarantee of borrowing. Figures assume a capital-and-interest repayment mortgage at a constant rate; your actual options depend on the lender, product, credit history and your circumstances. Affordability shown is a guide based on a 4.5× income multiple — lenders vary. Mortgage fees are charged per case and may vary from £99–£999. Your home may be repossessed if you do not keep up repayments on your mortgage.

Beyond the numbers

What a calculator can’t tell you

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The right lender

Rates vary hugely by lender and criteria. We find the one that fits you.

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What you can borrow

Affordability depends on income, outgoings and credit — we’ll check it properly.

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The true cost

Fees, product type and term all change the real cost. We compare like-for-like.

Want a real figure?

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