Protection & planning
Home insurance done properly.
Your home is likely your biggest asset — and most lenders require buildings cover before completion. We’ll make sure you’re properly insured, not just cheaply insured.
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Overview
Buildings, contents, and the cover that’s easy to miss
Cheap policies often hide gaps — underinsured rebuild costs, missing accidental damage, or limits that don’t reflect your belongings. We help you get cover that would actually pay out when you need it.
- Buildings insurance — often required by your lender
- Contents insurance for your belongings
- Combined buildings & contents policies
- Optional extras: accidental damage, cover away from home and more
How we help
What’s included
🏠
Buildings cover
Protects the structure of your home — usually required by lenders.
📦
Contents cover
Protects your belongings against theft, fire and flood.
🔧
Accidental damage
Optional cover for life’s little (and big) accidents.
✅
Right sum insured
We help you avoid underinsurance so claims aren’t cut.
Good to know
Common questions
Do I legally need home insurance?
Buildings insurance isn’t a legal requirement, but almost every mortgage lender insists on it as a condition of the loan. Contents cover is optional but strongly recommended.
What is ‘sum insured’ and why does it matter?
It’s the maximum your policy will pay. If your rebuild cost or contents value is set too low, a claim can be reduced. We help you get this right.
Can you cover both buildings and contents?
Yes — a combined policy is often simpler and cheaper. We’ll compare options for you.
Ready to make it smooth?
Free initial advice, whole-of-market choice, and a team that stays with you long after completion.